Details for Evergreen Home Loans

Andrea Price,
Sales Manager
NMLS 983751

Jamie Fritzsche,
Loan Officer
NMLS 1030946

Brooke Buchheit,
Junior Loan Officer
NMLS 1460570

Zero down for
something around town!
Thinking rural? The U.S. Department of Agriculture (USDA) offers
a loan program that is attractive for first-time homebuyers of
residences in designated rural areas. Options include loans with little
or no down payment and lower interest rates.
Income limits (determined by location) are also a consideration,
and the home must be owner-occupied.
Don’t be confused by the term “rural.” Rural areas and home types
vary. Many homes that qualify for this program are in traditional
developments. Be sure to ask for details about designated rural areas.

• No down payment is required (though limitations apply).
• Interest rates are lower.
• There are no lot size restrictions
• USDA loans are limited to homes within designated rural areas.
• 100% financing and seller can pay 6% of the sale price towards
borrowers closing cost and pre-paid items (borrower comes in
with little to no out of pocket money).
• Manufactured allowed if home is 2006 or newer.

2110 NE 36th Drive/ P O Box 139 • Lincoln City, OR 97367
Office Phone: (541) 418-5010 • Branch NMLS# 1484725
Max loan amount 510,400.00. Income limits for a family of 4 - 86,850.00. Must be primary residence. 640 credit.
© 2019 Evergreen Home Loans is a registered trade name of Evergreen Moneysource Mortgage Company® NMLS ID 3182. Trade/service
marks are the property of Evergreen Home Loans. All rights reserved. Licensed under: Oregon Mortgage Lending License ML-3213.



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