Details for Evergreen Home Loans

Updated

Andrea Price,
Sales Manager
NMLS 983751

Andrea Price,
Sales Manager
Jamie
Fritzsche,
NMLS 983751
Senior
Loan Officer

NMLS 1030946

Jamie Fritzsche,
Loan Officer
Brooke
Buchheit,
NMLS 1030946

Loan Officer

NMLS 1460570

Brooke Buchheit,
Junior Loan Officer

Zero down for
Zero down
fortown!
something
around
something
around
town!
Thinking
rural? The U.S. Department
of Agriculture
(USDA) offers
NMLS 1460570

a loan program that is attractive for first-time homebuyers of
Thinking rural? The U.S. Department of Agriculture (USDA) offers
residences in designated rural areas. Options include loans with little
a loan program that is attractive for first-time homebuyers of
or no down payment and lower interest rates.
residences in designated rural areas. Options include loans with little
Income limits
(determined by location) are also a consideration,
or no down payment and lower interest rates.
and (determined
the home must
be owner-occupied.
Income limits
by location)
are also a consideration,

and the home must be owner-occupied.
Don’t be confused by the term “rural.” Rural areas and home types
vary.
Many
homes that
qualify
this Rural
program
are
in home
traditional
Don’t
be confused
by the
termfor
“rural.”
areas
and
types
developments.
All
Lincoln
and
Tillamook
county
is
considered
a rural
vary. Many homes that qualify for this program are in traditional
area. Be sureBe
tosure
ask for
details
aboutabout
designated
rural areas.
developments.
to ask
for details
designated
rural areas.

Facts:
Facts:

• No
down
payment
isisrequired
• No
down
payment
required(though
(thoughlimitations
limitationsapply).
apply).
• Interest
rates
are
lower.
• Interest
rates
are
lower.
• There
areare
nono
lotlot
size
• There
sizerestrictions
restrictions
• USDA
loans
are
limitedtotohomes
homeswithin
withindesignated
designated rural
rural areas.
• USDA
loans
are
limited
• 100%
financing
andseller
sellercan
canpay
pay6%
6%of
ofthe
thesale
saleprice
price towards
towards
• 100%
financing
and
borrowers
closing
costand
andpre-paid
pre-paiditems
items(borrower
(borrower comes
comes in
borrowers
closing
cost
with
little
to
no
out
of
pocket
money).
with little to no out of pocket money).
• Manufactured
allowedififhome
homeisis2006
2006or
ornewer.
newer.
• Manufactured
allowed

2110
NENE
36th
Drive/
2110
36th
Drive/P POOBox
Box139
139• •Lincoln
LincolnCity,
City,OR
OR 97367
97367
Office
Phone:
(541)418-5010
418-5010• •Branch
BranchNMLS#
NMLS#1484725
1484725
Office
Phone:
(541)
www.evergreenhomeloans.com/offices/lincoln-city-oregon
www.evergreenhomeloans.com/offices/lincoln-city-oregon
amount
510,400.00.
Income
limits
a family
- 86,850.00.Must
Mustbe
beprimary
primaryresidence.
residence. 640
640 credit.
credit.
MaxMax
loanloan
amount
548,250.00.
Income
limits
forfor
a family
ofof
4 -486,850.00.
© 2019
Evergreen
Home
Loans
is a registered
trade
name
of Evergreen
Moneysource
MortgageCompany®
Company®NMLS
NMLSID
ID3182.
3182.Trade/service
Trade/service
© 2019
Evergreen
Home
Loans
is a registered
trade
name
of Evergreen
Moneysource
Mortgage
areproperty
the property
of Evergreen
Home
Loans.
rights
reserved.
Licensed
under:
OregonMortgage
MortgageLending
LendingLicense
LicenseML-3213.
ML-3213.
marksmarks
are the
of Evergreen
Home
Loans.
All All
rights
reserved.
Licensed
under:
Oregon

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