Details for Farmers Charlotte Lehto


Charlotte Lehto Insurance Agency, Inc.

Serving The Oregon Coast For Over 20 Years
Planning for Life

Message of the Month
Need Health Insurance? Read This!

The American Rescue Plan authorized by Congress in March was
a tremendous piece of legislation which increased subsidies offered
through the Health Insurance Marketplace. For individuals and
families, this means the cost of their Marketplace health insurance
decreased, giving folks more money in their pocket to pay for rent,
groceries and other essential expenses.
Many folks have heard from friends or via social media that health
insurance is unaffordable, doesn’t cover pre-existing conditions or they
can’t see their family doctor.
Here are the facts: If you enroll through the Health Insurance Marketplace and your income is under a certain limit, the cost of your insurance may be subsidized by the Federal government and can be very
affordable. Also, the Affordable Care Act makes it is illegal for health
insurers to discriminate against people who have pre-existing conditions and, your family doctor is most likely in network with one of the
Marketplace health plans offered.
The bottom line is “Knowledge is Power”! Knowing the facts about
health insurance and plans can help protect you and your family from
financial hardship if someone becomes ill or injured without insurance.
Enrollment under the American Rescue Plan ends May 15, 2021 so if
you want to apply plan you should act soon.
Enrolling in a Marketplace plan can be a bit complex. If you need
assistance, contact your insurance agent or send an email to me at You can also go online at https:// to find
assistance in your area.
You may also visit our website at to set
a phone, Zoom or in person appointment. We want to be your
don’t hesitate to reach out, we are here to help.

Charlotte Lehto

Health Insurance On and Off
the Federal Health Insurance
• Short Term Medical •
• Dental • Vision •

Personal & Commercial Insurance
Autos • Homes • Renters • Condos
Vacation Properties • Flood & Earthquake
Contractors • Bonds • Restaurants • Retail
Apartments • HOA’s • Non-Profits
Life Insurance

We Specialize In Senior Services!
Medicare Supplements
Medicare Advantage & Prescription Drug Plans
Long Term Care & Critical Illness
Pre-Need, Funeral & Final Expense Plans

“We’re your friends in the insurance business!”

Visit our NEW website: •
541-994-2884 • 4270 NE Highway 101, Lincoln City, OR 97367



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